How it works
How enrollment works with us
Six steps, one licensed agent, and your consent before anything is filed.
Step by step
You reach out
Call us or request a call. To start we need only your name, phone number and ZIP code.
You give your consent
Federal rules require an agent to have your consent before helping with a Marketplace application. We explain what you are agreeing to, and you can take your consent back at any time.
We look at your situation
Who is in your household, your expected income for the coverage year, the coverage you have now, and the doctors and prescriptions you want to keep.
You choose a plan
We compare the plans available to you and what each would cost you once the Marketplace has determined your savings. The choice is yours.
The agent enrolls you
Luis Gonzalez, the licensed agent, completes the application with you. You review every answer and confirm it is correct before it is submitted.
You pay the first premium
Coverage starts only after your first month's premium is paid to the insurance company.
After you are covered
We help you report changes in income, household or address to the Marketplace, review your plan with you each year at renewal, and explain the Form 1095-A you will need at tax time.
What to have ready
HealthCare.gov's checklist asks for:
- Names and dates of birth of everyone in your household, including people who are not applying
- Home and mailing addresses
- Social Security numbers for each person applying
- Citizenship or immigration information for applicants who are not U.S. citizens
- How you file taxes — jointly or separately — and who your tax dependents are
- Job, income and expense information for everyone in the household, and your best estimate of household income for the year
- Current health coverage and policy numbers
- Any health coverage offered through a job, with the employer's contact information, and any employer HRA notice
Keep sensitive details off the web
Do not send Social Security numbers, immigration documents or bank details through this website's form. You will give them during the application itself, with the agent.
Talk it through before you choose.
Tell us the best time to reach you. We will call you back in English or Spanish.